Lawrenceburg's Trusted Insurance Agency

Who Protects What You've Built?

At Jerry Ray Insurance, we don't just sell policies — we build lasting relationships with families and businesses across Lawrenceburg and middle Tennessee. Your future deserves a partner who actually listens.

Call (931) 231-0874 Explore Our Services
Locally Owned & Operated
Trusted by Lawrenceburg Families
Responsive & Personal Service

What We Offer

Comprehensive Coverage for Every Chapter

From your first home to your growing business, Jerry Ray Insurance provides the protection you need — explained clearly, priced fairly.

Auto Insurance

Whether it's your daily commuter or the family minivan, we find coverage that keeps you on the road without breaking the bank.

Home Insurance

Your home is more than an address — it's where life happens. We protect what matters most with comprehensive homeowners policies.

Commercial Insurance

From single-location shops to multi-site operations, we tailor commercial policies that shield your livelihood and let you focus on growth.

Life Insurance

Peace of mind for the people you love most. We help you find the right life insurance strategy — term, whole, or universal — for your family's needs.

Health & Medicare

Navigating health insurance shouldn't feel like a second job. We simplify Medicare options and individual health plans so you can make confident decisions.

Financial Services

Planning for retirement or building an emergency fund? We offer financial guidance that complements your insurance coverage — because protection goes beyond policies.

About Jerry Ray Insurance

A Neighbor You Can Count On

Jerry Ray Insurance has been a cornerstone of the Lawrenceburg community for years. We know the difference between a transaction and a relationship — and we choose the latter every time.

When you walk through our doors on North Military Avenue, you're not meeting a call center. You're meeting the person who will actually handle your claim. That personal commitment is what sets us apart, and it's why families and businesses keep coming back.

15+

Years Serving Lawrenceburg

500+

Families & Businesses Protected

A+

Carrier Financial Strength

100%

Commitment to Our Clients

Jerry Ray Insurance office interior

Always Available

We return calls the same day

Client Stories

What Our Clients Say

Real people. Real protection. Real relationships.

"Jerry Ray Insurance saved us hundreds on our home and auto bundle. They took the time to explain every option instead of just pushing the most expensive policy. That kind of honesty is rare."

M.T.

M.T.

Lawrenceburg, TN

"As a small business owner, I never thought I'd find an insurance agent who actually understood my industry. Jerry Ray did. They customized a commercial policy that fits our budget and our risks perfectly."

D.R.

D.R.

Lawrenceburg, TN

"When I needed to file a claim after a storm, Jerry Ray was there from start to finish. They handled everything and kept me informed at every step. I've recommended them to everyone I know."

S.W.

S.W.

Lawrenceburg, TN

Ready to Protect What Matters Most?

Stop overpaying for coverage that doesn't fit. Let's have a conversation — no pressure, no obligation. Just honest advice from someone who lives here.

Call (931) 231-0874 Send Us a Message

Get in Touch

Let's Talk About Your Coverage

Have a question? Need a quote? Drop us a line or stop by our office. We respond to every inquiry within one business day — usually much sooner.

Visit Us

912 N Military Ave
Lawrenceburg, TN 38464-2631

Call Us

(931) 231-0874

Office Hours

Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: By Appointment

Send a Message

Is this your business?This is my business